About Us

Welcome to Pivot Payments

The journey to Pivot Payments was sparked by the desire to have more women lead in the software and fintech space, with a single goal in mind – to accelerate financial inclusion in Africa, in industries that have sustainable social impact. While the world is moving at a break neck speed to go to the moon, break new boundaries, Africa still struggles to produce enough food to feed its people. While the world is innovating around robotics in medicine, Africa is still grappling with issues like Malaria and high access to basic healthcare. The large beautiful expanse of land is both a blessing and a curse. Something needs to be done, not by one, but by many of us. And thus, Pivot Payments.
Pivot Payments is a Pan-African software and fintech company that builds and customizes digital solutions with an aim of accelerating financial inclusion in Africa. Our brand promise is to provide easy, secure and affordable digital solutions to Africans. We believe in providing everyday solutions to everyday challenges in Africa.

Our Team


  • Princess Shamirah Kimbugwe M. K
    Co - founder and CEO
    A Co-founder and CEO of Pivot Payments Limited. Prior to this she served as Country Manager Cellulant Uganda part of Cellulant Corporation, which has operations in 21 African Countries. Her major contribution included consolidating the country presence and strong player in Mobile Banking and digital Payments.
    She is mandated with developing and consolidating the company’s digitization agenda in Africa.
    Shamirah holds a bachelor of laws degree - LLB (Hons) from Makerere University, Cert. in Product development in Micro Finance from the Uganda institute of Bankers and Masters student in Digital Finance and several industry certificates in digital finance.
    A financial technology strategist, with over 11 years of experience in digital finance, most of which was at senior managerial level; she has worked as Head of Operations in Mcash Uganda she directed the activities of Agency Banking the company was aggregating for DFCU Bank Uganda which included development and launch. At Mcash, she was part of the team that pioneered the development and launching of a “mobile virtual wallet” used by the unbaked and non telephony, to access formal financial services which had over 200,000 users within two years.
    Shamirah was the Head of Mobile Banking and E – Payments with True African (U) and Kenya, While at True African, she oversaw the development and deployment of “PayLeo” adopted by financial institutions, remittance companies and the agriculture value chain, as the payments platform outside traditional banking. A wife and mother, Princess is an innovative, creative and a strong advocate for equitable access to financial services to harness human dignity by providing conducive environments for trade and investment.
  • Miss Judith Owembabazi
    Co-founder & Board Member
    Judith is a Co-founder and Board Member, and the Director Business Development for Pivot Payments limited. Judith is also the current General Manager, Marketing & Product Development department of Housing Finance Bank. Judith previously worked with Eco Bank and served as Country Head of Brand and Communication, during which time, she initiated and was appointed Country Head of the Public Sector Department. Judith has served as Assistant Chief Public Relations Manager in UCBL/ Stanbic Bank, an assistant lecturer at the Institute of Computer Science, Makerere University having started her career in Bank of Uganda as an intern in the PR department.
    Judith is also currently a senior member of the International Public Relations Association (IPRA), a pioneer governing council member of East African Public Relations Association (EAPRA) & a governing council Finance & disciplinary committee member of the Public Relations Association of Uganda (PRAU).
    With excellent skills in Executive Leadership (Strathmore Business School, Nairobi, Kenya), Strategy and Management in Banking (Dublin/London), Marketing and Branding Financial services (Johannesburg, SA), Mortgage Product design and portfolio management (Accra, Ghana), Finance for Non Finance Managers (Acclaim Africa Ltd), IFC Business Edge and Public procurement & Disposal of Public Assets among others, Judith is mandated to supervise Pivot Payments establishment of a strong footprint in software and digital solutions in Africa.
  • Mr. Arthur Nuwagaba
    Director – Operations & Support Service
    Arthur Nuwagaba is the Director – Operations and Support Service in Pivot Payments. Arthur has had an illustrious career in banking and has over 15 years Banking experience. He started his Banking career at DFCU Bank as a Data entry Clerk in the Operations department, was promoted to the position of ATM teller and eventually ATM Operations manager. By 2008 he was promoted to the position of e-Banking Manager.
    In 2009 was appointed e-banking operations Manager – at United Bank for Africa (UBA). He returned to DFCU in 2011 as senior Banking Officer in charge of e banking Projects rollout. By 2012 he was appointed as Procurement Manager and in 2014 promoted to Head of Procurement Arthur was Acting Head of Operations at DFCU Bank in Oct – Dec 2014 . In 2017 he was appointed as Agency Banking Project Head. He later joined Tropical Bank 2019, as Head of Procurement and Administration A professional minded, self-motivated, knowledgeable and result oriented person, with fifteen years banking experience in different functions and roles, Arthurs is a highly innovative person, flexible, creative, with good communication, organisational and interpersonal skills.
  • Mr. Muyanja Frank Xavier
    Engagement Executive
    Engagement & Sales Executive at Pivot Payments Limited. Muyanja Frank has served as an Activation/marketing manager at Cellulant for the Ugandan Market off its 21 operations in the African Countries. Major contribution included growing user numbers on the company’s retail product Tingg from a 20% users to 86% active users and market presence growth to the different part of the country, Before joining Cellulant Frank was working with Pegasus Technologies an financial Tech company also Under a payment product called Flexipay for both school fees and merchant payment, where he worked a direct engagement/sales personal between the schools and the bank to sale and as well onboard and support and manage school fees payments by parents directly to the school bank account. Before Pegasus Technologies Frank was working as a sales and an activation lead at True African Company on the Pay-Leo merchant payment product under here he spear headed the massive growth and market presence of the Pay-Leo product in Uganda and its 65% number growth of active users. Frank has also worked with the two major Telecom companies in Uganda (Airtel and MTN) as a regional sales representative mainly for mobile money in the central region. Frank holds a bachelor’s degree in Business computing he Obtained from Makerere University Business School Nakawa & A certificate in computer science from Multech (CCS) Business school. With over 5 years of experience in the financial Technological world, in the sales, marketing and engagement department hence giving him a lot of learning and exposure to the Ugandan market Frank is a highly motivated and hardworking person with sense of duty loyalty, flexible and can easily adapt to the surrounding without compromising with any of his principles and responsibilities and above all action and result oriented with good time management with cherished values of Integrity, Excellence, Transparency, Accountability, and Respect for diversity, Confidentiality, Creativity and Time valuation who is open to learning new ideas.
  • Ms. Florence kabachubya
    Executive Assistant
    An Executive Assistant at Pivot Payments Limited. Prior to this she served as an administrator at Wamuco Motors ltd. Her major contribution included;Accomplishing financial objectives by forecasting requirements, Maintain quality service by enforcing quality and customer service standards.Florence holds a bachelors degree in Procurement and Logistics Management from Kyambogo University. she has worked as an Intern at Africa Water Solutions(NGO) under WASH programme. Her major contribution included; tracking and updating the asset registers, Triggering of communities (talking and counseling) so that we can fulfill our organizational targets in the communities.
    Florence, was a Procurement Assistant at Roko construction Ltd,while there she served in Procuring items for different departments.